Question 1

How do I track spending across multiple cards in one place?

Accepted Answer

Add a card in FinanceGenie for every credit, debit, or prepaid card you use. Each transaction is tagged to the card it came from, so the Overview, Charts, and Month tables show your full picture across all of them — no more switching between bank apps.

Question 2

How do I remember which card I used for a purchase?

Accepted Answer

Every transaction stores the card it was made with. Open the Overview or search a merchant and you instantly see which card paid for it.

Question 3

How much have I spent on each card this month?

Accepted Answer

The Cards tab and Charts tab both break spending down per card for any period — this month, year-to-date, or a custom range.

Question 4

How do I avoid missing a payment when I have several cards?

Accepted Answer

Add each card with its due date and FinanceGenie surfaces upcoming payments on the Calendar and in your Notifications, so nothing slips through.

Question 5

What is my total credit utilization across all my cards?

Accepted Answer

Set credit limits on your cards and FinanceGenie totals your balances against your total limit, so you can see your overall utilization at a glance.

Question 6

Which card should I use for groceries, gas, or travel?

Accepted Answer

Use Charts to see which categories you spend most on, then assign your highest-rewards card to those categories. FinanceGenie helps you spot the patterns; you pick the strategy.

Question 7

How do I budget when my spending is split across cards?

Accepted Answer

Budgets in FinanceGenie are by category, not by card. Spend on any card and it counts toward the same category budget — so a "Groceries" budget works whether you swiped Amex, Visa, or debit.

Question 8

Is FinanceGenie free to use?

Accepted Answer

Yes — FinanceGenie is 100% free right now, with unlimited cards and accounts. A Pro tier with extras will arrive later, but tracking unlimited cards will always stay free.